Saturday, October 4, 2008

The Answer

Imagine a world were all working Americans could get adequate health care insurance, so good that it would be the same caliber insurance as of the members in congress and the senate. Or picture having the ability to still have coverage even if you have already been diagnosed with a condition. What about if the typical American family could saving close to 2,500 a years on their current health care insurance. Better yet, visualize being able to actually get a tax credit for paying for your own health insurance. There are many problems with the health care system but here is one specifically that i found very interesting. Did you know that a largest percentage of money that we invest for our health care, actually goes to administrative cost and overhead. There is a staggering difference between the direction of where you money actually goes, this depends upon the plan you choose because of this the quality of hospital and provider varies tremendously. The reason for this intentional limited information provided to the public is done to confuse the public. To decide which provider brings the highest quality for your family becomes nearly impossible. To our advantage what if hospital and providers had to disclose the percentage of premiums in plan language, not in jargon, exactly how much goes towards patient care as opposed to administrative cost. How much easier would it be to make a decision then on which provider you would choose? Personally for me it would be, the provider whom gave me the most for my money. Since you are an intelligent reader, i know the next question is how? The answer: to responsibly placing this dominate domestic issue back or track, the prologue is exercising your constitutional right to vote. Choose wisely, gather accurate information, know the facts and you decide. Get out and vote on Nov. 4, because only we the peopl can make change truly happen. http://www.barackobama.com/issues/healthcare/.

Wednesday, September 24, 2008

The 46 million person problem

Here's the problem, some 46 million Americans- including 8 million children, do not have the ability to acquire health care insurance. What can possibly be preventing a whopping 1/6 or about 16% of our fellow american's from recieveing this neccesity turned lurxury? One word can summate this mysterious anomonly, greed. The pace that health care premiums are running at are 4 times faster than wages have increased over the past 6 years. Now I am a American, who loves this country very dearly because we have liberties and opportunities that thrump most, if not all of the world. And in my opinion I firmly believe that innovation and entrepreneurship seriously stimulates this ecomony. But i also believe that there is a clear difference between making for a profit and sucking American's pockets dry. Here's what i mean; the healthcare system of this nation is fleeting rapidly with epidemics such as obesity-chronic diseases like diabetes, cancers and aids. It seems like every decade we have a new epidemic. Yet, with the knowledge of countless horror stories about families who potentially could have been helped further alone in the earlier stages or even better treated for the cureable, if only these families could have access to an adaquate healthcare provider, which could allowed them to see a doctor. Here are the facts, 4 cents of every health care dollar is spent on prevention and public health. So what does the equate to on a larger scale, lets take a look, the average worker pays $3,354 out of his or her paycheck in order to pay for health insurance premiums in 2008. On top of that the employers pay for you too. The average employer contribution was $9,325. So the total amount for one employeed person, health care costs ruffly $12,679. Now about 60% or 180 million american have some kind health coverage, with this percentage multiplied by the average total cost of health care paid for by the employee and employer ;thats about 2.3 trillion dollars a year the health care industry makes. Now going back to the 4 cents that the industry reinvests to help with prevention and public health. The industry takes out of pocket a total of 91 million dollars. That leaves 2.2 trillion plus 909 billion in change.We in america have over 46 million people without any type of insurance at all. Great, so now Justin you have lead me precisely to the problem at large, what is the solution, what can we do about it? Great question im glad you asked. Please go to my next blog titled the answer.